Jennifer Hughes Hernandez | Legacy Mutual
Jennifer Hughes Hernandez

Senior Loan Officer
NMLS# 514497

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About

Jennifer Hughes Hernandez is a Senior Loan Officer and Top Producer with Legacy Mutual Mortgage, a Texas based mortgage company. Since 1995, Jennifer has built her business 100% from referrals in the realtor community, past clientele and business network. Jennifer and her team’s reputation is known for closing accurately, on time, and with lots of communication to deliver a customized lending experience. Jennifer has had the honor of helping over 4600 families to date finance their homes.

Jennifer is passionate about paying it forward through mentorship and coaching. From 2012 to 2022 Jennifer in her spare time was a business coach with Core Training Inc. At the Core, she had the opportunity to coach and mentor over 230 top producing lenders to double their businesses! Jennifer has become so passionate about mentoring, that she holds a minimum of 3 learning events per month, to add value and relevance to her realtor and business partners growth.

To keep the education going, Jennifer started a YouTube Channel (@LoanWithJen) in 2018 in order to empower buyers and realtors with real facts, no BS about mortgage lending and home buying. Jennifer releases 2 videos a week on a wide variety of topics in order to educate buyers so they can make informed decisions on their next home purchase or refinance.

In 2023 Jennifer became an author! Her first book ‘Big Hug Big Kiss- How I Became a Referral Magnet and You Can Too’, is a testament to her enduring career, and is determined to provide a pathway to other entrepreneurs to build their business on trusted referrals as well.

Jen’s greatest passion is caring for her family. Providing for a full household of 2 kids, parents in law, and their boxer, Mini, could not be possible without the loving support and teamwork of her husband, Fernando. They met when she was an exchange student through Texas A&M and a university in Monterrey, Mexico. As a gesture of paying it forward to other international students, Jennifer and her family have hosted a student from Denmark for a year through AFS, and also every summer they open up their guest house to host students selling books for Southwestern Advantage. They plan to do this for as many years as they can.

Let’s Talk

Get in touch with me:

Office: 713.579.3611

 Jennifer.Hernandez@legacymutual.com

 575 N. Dairy Ashford Suite 750
Houston, TX 77079

  • I honestly believe that if there is a book written on excellent customer service, it had to be written by the people at legacy mutual, all I can say is if you know you know and if you don't , come and find out. I have to say one more thing this has to be the first time I have dealt with any type of company that truly made you feel like part of the family, good job, you guys go above and beyond.
    Daniel S.
    3/09/2025
    The Hernandez team was such a pleasure to work with! They made me feel comfortable and answered any questions I had about the pre-approval home process!🔥
    Andrea B.
    2/13/2025
  • I am a Realtor here in Houston and I work with Jen and here team and we had a very smooth and easy closing and transaction. Her and her team kept me and my clients informed every step of the way through the entire Buying process and if answered my questions when I wanted to have better understanding on a few things. TY Jen Dee Dallas Living In Houston Team
    Dee D.
    2/08/2025
    20yrs of working with Jennifer and Kenny!! Excellent communication, attention to detail and most importantly ...they always get the deal done!!!!!!
    Charlie N.
    1/14/2025
  • Jen and her team are so helpful. As a first time home buyer I had tons of questions (still do) and they have no problem on finding the answer(s) for you
    Cliff L.
    1/13/2025
    Jen and Kenny have been absolutely amazing to work with! This is our 3rd time working with them for mortgage loans and they have made every step of the process seamless and easy to follow. HIGHLY recommend!
    Alexandra J.
    12/20/2024
  • Are you looking for a reliable and trustworthy mortgage lender for your first home or next home purchase? Look no further than the tag team of Jennifer and Kenny at Legacy Mutual Mortgage! I am beyond appreciative for the expertise of this lending team! Jennifer's personal touch of providing the "big picture" of how the process works and getting you the best IR based on the current market while detail-oriented Kenny provides the investigative support to ensure you're receiving the best coverage and guides you through each check point! Buying a home can be stressful, and it requires an astute team to step you through the process with clarity. Jennifer and Kenny do exactly that and more! They work hand-in-hand to make sure your questions are answered by following up in a timely manner! They are both patient and kind while being efficient and effective, which is huge for busy, productive, and "time is of essence" customers! :-) In closing, I must emphasize that by far, one of the most impressive customer service qualities of this team is Jennifer's homebuyer educational resources via 'Loan With Jen' YouTube videos and "your new home value reports" received via email. It keeps the new buyer engaged and current with the market - a valuable asset! Once again, many thanks to this dynamic duos' great work and care for their customers!!! I highly recommend Legacy Mutual Mortgage!!!
    Jacqueline P.
    12/06/2024
    Having known Jennifer for over 20 years, she and her team are the best in the business. Very hands on and communicative from the minute a contract is received to the clear to close...the epitome of a 5 star rating.
    John M.
    11/29/2024
  • Kenny and Jen worked diligently to get us a great rate and keep the processing running smoothly
    calvin w.
    11/29/2024
    Jennifer was amazing to work with as she was organized and communicative throughout the process. I would highly recommend using her!
    Rhonda M.
    11/21/2024
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Team Members

Jerrie Lynn Doraty

Senior Loan Processor

713-579-3607
jerrielynn.doraty@legacymutual.com
Laura Olivier

Junior Loan Processor

713-579-3613
laura.olivier@legacymutual.com
Priscilla Patino

Administrative Assistant

346-627-2362
priscilla.patino@legacymutual.com
Our Competitive Advantage

95.7%

Closing Dates Met

92.6%

Accurate Closing Cost Estimate

3:1

Most Preferred Lender

93%

Referral Rate from Past Clients